Three things

Here are 3

Pick one. Each takes about as long as it says.

• Give money without making it a loan

  A loan between friends creates a debt that outlasts the need. A gift, clearly stated, does not.

  5 minutesMore than $10A friend

• Tell a freelancer what the going rate is

  People new to freelancing price from fear. One honest number from someone established resets it permanently.

  5 minutesFreeA friend

• Help with the deposit, not the rent

  A one-off lump unlocks a situation. Ongoing help postpones one, and is far harder to stop.

  5 minutesMore than $10A friend